Well-prepared documents are half of a good tax return. The more complete the information, the less chance of missing a deduction or credit. Here's a basic checklist for a personal return (Form 1040).
1. Personal information
- Photo ID
- SSN or ITIN — for you, your spouse and each child
- Dates of birth for everyone on your return
- Last year's return, if you have it — it shows a lot of useful details
2. Income
- W-2 — from every employer
- 1099-NEC or 1099-K — if you work as a contractor or are self-employed
- 1099-INT and 1099-DIV — interest and dividends
- 1099-G — unemployment benefits or a state tax refund
- Rental income and expenses, if you rent out property
3. Expenses that can lower your tax
- 1098 — mortgage interest
- 1098-T — college tuition
- 1098-E — student loan interest
- Childcare costs: the amount, provider name and their tax ID
- Receipts for donations to charities
- If self-employed: business expenses — supplies, mileage, phone, software
4. Health insurance
If you have coverage through the Marketplace (healthcare.gov), you'll need Form 1095-A — the return can't be filed without it.
5. For your refund
Your bank account and routing numbers — so the refund goes straight to your account. It's the fastest way.
If something is missing
Don't worry if you don't have a document at hand. In the consultation I'll tell you exactly what's needed for your situation and where to find it — most forms are available in your employer's or bank's online portal, or on the IRS website.
This article is general information, not tax advice. Your situation may differ — book a consultation for an answer specific to you.